Mikhail Dykhalkin

IT Consulting

Engineering Leadershipfor Fintech and Digital Banks

15+ years of scaling fintech teams and solutions. I help Company Leaders optimize team topologies, drive strategic changes, and accelerate AI adoption.

15+
Years Experience
50+
Teams Built
30%
Avg. Cost Reduction
Team Topology Optimization
Stream-Aligned
Payment API
Stream-Aligned
KYC Platform
Platform
Infrastructure & DevOps
Enabling
AI/ML Center of Excellence
-30%
Handoffs
-20%
Costs

Core Services

Proven methodologies that drive measurable results for fintech and enterprises looking to scale their engineering organizations.

Team Topologies Creation

Design optimal team structures that minimize handoffs and maximize value delivery through stream-aligned, platform, enabling, and subsystem teams.

Deliverables

  • Visual topology diagram
  • RACI matrix
  • Phased migration plan
  • Conway's Law assessment

Proven Outcomes

30% reduction in handoffs
15% headcount optimization
20% operating cost savings

Change & Restructuring

Execute organizational transformations with stakeholder buy-in through structured change management programs and clear communication strategies.

Deliverables

  • Change roadmap & timeline
  • Stakeholder communication plan
  • Leadership training workshops
  • Governance framework

Proven Outcomes

40% faster decision velocity
25% increase in team engagement
18% cost reduction

Architecture Review

Comprehensive technical audits covering scalability, security, performance, and maintainability to identify gaps and modernization opportunities.

Deliverables

  • Detailed assessment report
  • Gap analysis & risk matrix
  • Modernization roadmap
  • Technical debt prioritization

Proven Outcomes

99.9% system uptime
50% reduction in critical incidents
2x peak load capacity

AI Adoption Acceleration

Strategic AI implementation from maturity assessment to production deployment, focusing on high-impact use cases and organizational readiness.

Deliverables

  • AI maturity assessment
  • Use case prioritization matrix
  • POC development & testing
  • AI governance model

Proven Outcomes

35% reduction in manual work
3 pilots deployed in 3 months
25% improvement in predictive accuracy

Ready to Optimize Your Engineering Organization?

Book a discovery call to discuss your specific challenges and explore how we can accelerate your team's performance and AI capabilities.

About Mikhail

An experienced engineering leader specializing in organizational design, AI adoption, and fintech innovation.

Engineering Leadership That Drives Results

With over 15 years of hands-on experience in fintech and corporate IT, I help organizations transform their engineering capabilities and accelerate their growth through strategic organizational design.

My expertise lies in applying Team Topologies principles to create high-performing, autonomous teams while implementing AI solutions that deliver measurable business value. I work exclusively with Company Leaders who are serious about scaling their organizations.

Based in Germany, I serve fintech startups, digital banks, and AI ventures across the World, focusing on practical solutions that reduce costs, increase velocity, and improve team satisfaction.

Industry Experience

Digital Banking
Payment Processing
Cryptocurrency
RegTech
InsurTech
LendTech
AI/ML Platforms
Robo-Advisory

Track Record

50+
Teams Built
€5M+
Cost Savings Delivered
15+
Years Experience
95%
Client Satisfaction

Core Expertise

Fintech Leadership

15+ years scaling engineering teams at digital banks and fintech startups across Europe.

AI Strategy

Expert in AI adoption strategies, from maturity assessment to production deployment at scale.

Organizational Design

Specialist in Team Topologies methodology and Conway's Law applications for optimal team structures.

Performance Optimization

Track record of delivering 20-40% improvements in team velocity and cost efficiency.

Ready to Transform Your Engineering Organization?

Let's discuss your specific challenges and explore how my proven methodologies can accelerate your team's performance and AI capabilities.

Book Your Discovery Call

Ready to optimize your engineering organization? Let's discuss your specific challenges and explore how we can accelerate your team's performance.

Let's Start the Conversation

I work exclusively with CTOs and Engineering Leaders at fintech startups, digital banks, and AI ventures who are serious about transforming their organizations. Let's explore how my proven methodologies can help you achieve measurable results.

Email

michael@dykhalkin.consulting

Response within 24 hours

Location

Berlin, Germany

Serving clients across the World

What to Expect

30-minute discovery call to understand your challenges
Assessment of your current team structure and processes
Discussion of potential solutions and expected outcomes
No obligation proposal if there's a good fit

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